5 Percent Back!

Is it safe to apply for a credit card online?

Yes.  First of all, this web site is not taking your application, it is simply linking you to the Citibank online application.  So the question is, do you trust Citibank?  I would think the answer is Yes or you wouldn't be applying for a credit card from them.  Secondly, as long as you make sure the application page is secure (you should see a small lock on the bottom of your web browser window before typing in personal information) then you can be assured that the information will not be collected by a third party.  In fact, in many ways online communications (when secure) are safer than giving that information over the phone.

Who are you?

Just a guy who is always looking for the best credit card.  I live in San Diego, California, home of the Chargers and the Padres.  I am an Electrical Engineer by trade, but I run some web sites on the side.

Why are you advertising this credit card?

Because it is the best one on the market right now.  Ask my friends and they will tell you, I am always offering advice on the best deals out there.  And this is one of them.  I just love getting money for nothing.

Do you get a kick-back from Citibank?

Well, I'm not sure whether you call this a kick-back since you aren't actually paying anything for the credit card.  But yes, I do collect a referral fee for each person that gets approved for the credit card using the link from this web site to the application.  If you go directly to Citibank to apply for this credit card, then I don't get anything. I assure you that it is the same application and the same benefits.

What information does your web site collect about me? 

Nothing but your IP address and what pages you viewed here.  Pretty much all web hosts do this for the purpose of generating statistics for monitoring and optimizing the web site. Here is our Privacy Policy.

What should I do if I have a question not listed here? 

Send an email to "question@(this domain name)". Sorry, I have to write it that way to avoid email spiders. I promise I won't use your email address for anything except to answer your question.